Renters Insurance

Renters Insurance

You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk. Let Northland Wood Insurance help you find coverage options that protect you, your family, and your personal property.

What you need to know about renter’s insurance

Your renter’s policy covers your personal property against theft or damage subject to the limits and deductibles you select. The coverage applies even when you are away from home. For a small additional premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.

Protect your guest

Your renter’s insurance policy protects you and your family against certain bodily injury and property damage claims for which you are liable. Legal defense is also provided in the event you are sued after a covered loss, subject to the limits you have selected. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available. Let us help you find the right amount of coverage to suit your insurance needs.

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Renters Insurance Coverage

When it comes to renters coverage more is better than less. We can help you get the following coverages:

  • Personal Possessions
  • Liability
  • Additional Living Expenses

Partner Carriers

  • American Modern
  • Berkshire Hathaway Guard
  • Dairyland
  • Foremost
  • Hagerty
  • Kemper
  • Liberty Mutual
  • Markel
  • Metlife
  • Nationwide
  • Progressive
  • Safeco
  • State Auto
  • The Hartford
  • Travelers